The Microsoft® Wallet provides shoppers with secure and convenient storage for their payment and address information. Credit-card information is encrypted and stored in the Wallet protected storage.
The Microsoft Wallet also contains a Payment Builder interface that allows third party encryption methods to plug into the Payment Selector's Credit Card component. This encryption interface supports extensions such as the SET protocol that provide additional security during the payment process. The appropriate encryption protocol can be selected by the Credit Card component based upon the Accepted Types string. The Payment Selector's Payment Builder interface allows shoppers to conduct electronic transactions using the most secure encryption available for their credit-card information.